Privacy Policy

Effective Date: 11 October 2025

Welcome to Aarya Associate.
Your privacy is very important to us, and we are committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, and protect your data when you visit our website or use our financial services, including Personal Loans, Home Loans, Mortgage Loans, Business Loans, and Doctor Loans.

By using our website or sharing your information with us, you agree to the terms described in this Privacy Policy.

1. Who We Are

Aarya Associate is a financial service provider based in Sohrab Hall, Pune, India, offering various types of loans to individuals and businesses. We help our customers find the best financial solutions with transparent processes and trusted guidance.

Our contact details are:
📧 Email: pansareamit45@gmail.com
📍 Address: Sohrab Hall, Pune, Maharashtra, India

2. Information We Collect

When you interact with Aarya Associate — through our website, contact forms, or in-person — we may collect certain personal and non-personal information.

a. Personal Information

We may collect the following types of information:

Full Name
Email Address
Mobile Number
Residential or Business Address
Date of Birth
PAN Number, Aadhaar Number, or other ID proofs
Employment or Business Details
Income and Financial Information
Loan Type and Purpose
Bank Account Details (when required for verification or disbursement)

b. Non-Personal Information

We may also collect information that does not identify you personally, such as:

Browser type and version
Device information
IP address
Pages visited on our website
Time spent on the website
Cookies and tracking data

3. How We Collect Information

We collect information through various means, such as:

When you fill out forms on our website or offline
When you contact us via email or phone
When you apply for a loan or enquiry
Through cookies or analytics tools when you browse our website

We ensure that all information collected is relevant, lawful, and necessary for providing you with our services.

4. Why We Collect Your Information

We collect your information for the following purposes:

To process your loan application and verify your eligibility.
To contact you regarding your enquiry or application.
To personalize and improve your experience on our website.
To comply with legal and regulatory requirements.
To provide customer support and respond to your queries.
To send updates, promotional offers, or loan-related information (only with your consent).

We use this data strictly for business and service purposes related to your financial requirements.

5. How We Use and Share Your Information

Aarya Associate values your trust. We do not sell or rent your personal data to any third party.
However, we may share your information with trusted partners or institutions only when necessary to provide our services.

a. We may share information with:

Partner banks or NBFCs for loan processing
Credit bureaus or financial institutions for verification
Legal authorities if required by law
Service providers assisting in website hosting, IT support, or marketing (under confidentiality agreements)

b. We ensure that:

All third parties are bound by data protection agreements.
Your data is shared only for the purpose of providing or improving our services.
We do not disclose your financial details for any unrelated reason.

6. How We Protect Your Information

We use reasonable administrative, technical, and physical safeguards to protect your personal information from loss, misuse, unauthorized access, or disclosure.

These include:

Secure servers and encrypted databases
Limited access to sensitive data
Regular website and system security checks
Internal privacy and data handling training for our employees

However, while we take strong measures, no electronic transmission over the Internet can be guaranteed to be 100% secure. You share information at your own discretion.

7. Your Rights

You have full control over your personal information.
You can:

Request a copy of the personal data we hold about you.
Ask us to update or correct any inaccurate information.
Withdraw consent for marketing communications.
Request deletion of your data (subject to legal or regulatory requirements).

To exercise these rights, you can email us at pansareamit45@gmail.com.
We will respond to your request within a reasonable period (usually within 15 working days).

8. Cookies and Tracking

Our website may use cookies to improve your browsing experience. Cookies are small text files that help us:

Understand how visitors use our site
Remember user preferences
Improve website performance and user experience

You can disable cookies through your browser settings at any time, though some website functions may not work properly if you do so.

9. Third-Party Links

Our website may contain links to other websites (such as partner banks or financial portals).
Please note that Aarya Associate is not responsible for the privacy practices or content of such external sites.
We encourage you to read their privacy policies before providing any personal information.

10. Data Retention

We retain your personal data only as long as necessary to:

Fulfil the purpose for which it was collected
Meet legal, accounting, or reporting obligations
Resolve disputes or enforce agreements

Once the data is no longer needed, we securely delete or anonymize it.

11. Children’s Privacy

Our services are intended for adults aged 18 years and above.
We do not knowingly collect or store personal data from children.
If we discover that a minor has provided us with personal data, we will delete it immediately.

12. Marketing Communication

We may send you promotional emails or messages about our loan services, offers, or updates — but only if you have given your consent.
You can unsubscribe anytime by clicking the “unsubscribe” link in the email or contacting us directly at pansareamit45@gmail.com.

13. Changes to This Privacy Policy

Aarya Associate may update this Privacy Policy from time to time to reflect new laws, regulations, or changes in our practices.
The latest version will always be available on our website with the “Effective Date” clearly mentioned.

We encourage you to review this page periodically to stay informed about how we protect your data.

14. Limitation of Liability

While we take every reasonable step to protect your information, Aarya Associate will not be liable for:

Any unauthorized access or disclosure due to reasons beyond our control (e.g., cyberattacks).
Any data breach caused by third-party service providers despite our due diligence.
Any indirect loss arising from the use of your information.

By using our services, you acknowledge and accept these limitations.

15. Contact Us

If you have any questions, concerns, or complaints about this Privacy Policy or how we handle your personal data, please reach out to us at:

Aarya Associate
📍 Sohrab Hall, Pune, Maharashtra, India
📧 Email: pansareamit45@gmail.com
📅 Effective Date: 11 October 2025

We value your trust and are always ready to assist with any privacy-related queries.

16. Final Note

At Aarya Associate, your privacy and trust are our top priorities.
We are committed to providing you with transparent, secure, and reliable financial services. Every piece of information you share with us is treated with care and confidentiality.

Thank you for trusting Aarya Associate for your financial needs. 🙏